Terms of Use


Access to and use of this site, 'this site' being defined as the content made available via www.gileswarren.co.uk is provided by Giles Warren subject to the following terms of use.


Jurisdiction for use

The guidance and/or advice contained in this website is subject to UK regulatory regime and is therefore restricted to consumers based in the UK. Accordingly this site is intended for use by those who can access it from within the UK. By using this site you agree to be legally bound by these terms, which shall take effect immediately on your first use of this site.


Governing Law

This site is governed by the laws of the country of the UK within which you reside and any dispute or action arising out of this site shall be determined in accordance with such laws.


Changes

Giles Warren may change these terms at any time by posting changes online.

If you do not agree to be legally bound by all the following terms please do not access or use this website.


Availability

This site's content, including the information, names, images, pictures, logos and icons regarding or relating to Giles Warren and it's products and services, is provided "AS IS" and on an "IS AVAILABLE" basis without any representations or any kind of warranty made (whether express or implied by law) to the extent permitted by law, including the implied warranties of satisfactory quality, fitness for a particular purpose, non-infringement, compatibility, security and accuracy.


Accuracy and Validity

Whilst we take all reasonable steps to ensure that the information contained within these pages is accurate and up-to-date, Giles Warren does not warrant that the functions and information content contained in this site will be uninterrupted or error free, that defects will be corrected, or that this site or the server that makes it available are free of viruses or bugs. It is your responsibility to ensure that your computer is virus protected.


Liability

Under no circumstances will Giles Warren be liable for any of the following losses or damage (whether such losses were foreseen, foreseeable, known or otherwise): (a) loss of data; (b) loss of revenue or anticipated profits; (c) loss of business; (d) loss of opportunity; (e) loss of goodwill or injury to reputation; (f) losses suffered by third parties; or (g) any indirect, consequential, special or exemplary damages arising from the use of this site regardless of the form of action.


Third Party Websites

This website may also contain hypertext links to websites operated by third parties. The responsibility for the operation and content of those websites shall rest solely with the organisation identified as controlling the third party website and will be governed by separate terms and conditions. Giles Warren provide links for convenience but the inclusion of any link does not imply endorsement in any way of the site to which it links. Giles Warren is not responsible for the accuracy of the infomation contained within the sites.

Personal Finance

Soaring house prices, generous pensions, cheaper university education, and a raft of benefits have entrenched a popular opinion that older people are far wealthier than the young.
Iain Duncan Smith’s pensions plan ignores class differences in life expectancy, says Guardian columnist Frances Ryan
With September just a matter of weeks away, it can only mean one thing for car buyers - a new number plate. Ben Oliver picks the 10 models to keep an eye out for.
A new report says growing numbers of families live in the buildings but they are often unsuitable.
Millions of middle-aged workers are 'flying blind' towards old age, but it is not too late for them to put their finances straight, according to pension firm Aviva.