General

This section contains miscellaneous & general financial information that you may find useful when dealing with certain life events.

The Financial Conduct Authority does not regulate taxation and trust advice.


This document contains a short explanation of Capital Gains Tax, the allowances available in the 2018/19 tax year, and how you can use it in your year end tax planning.
Civil partnerships in the United Kingdom, granted under the Civil Partnership Act 2004, allow same-sex couples to obtain essentially the same rights and responsibilities as marriage. Though from March 2014 full same-sex marriage was legalised in England, Scotland and Wales, civil partnership remains available. Designed to be very much equivalent to marriage for same sex couples, a civil partnership carries both rights and responsibilities, in very broad terms, attracting the same legal and tax protections/advantages/disadvantages as a traditional marriage. This article explains further.
A short explanation of Inheritance Tax and how to plan for it in your tax planning.

Personal Finance

The 4% rule is the most famous and misleading of all the financial rules of thumb. We take it apart.
ISAs are an investment for all seasons — encouraging a savings habit when we are young, providing security in middle age and offering tax-free income when we retire.
An end of tax year checklist detailing what you need to do to make the most of the available tax breaks before 5th April.
Pension freedom created flexibility but also means ordinary people must make difficult financial choices, so should more savers seek professional financial advice? We take a look.